Data

Data Science – Changing your business culture for success

Data Science – Changing your business culture for success

Every business organization regardless of size faces a changing landscape of potential challenges and problems. Some of these problems can be attributed to a changing technological landscape: new technology tools, new web applications and potential competitors whose bar to enter a market is constantly being lowered by available technology. In such a dynamic business environment how does a business entity stay relevant and even grow in face of the myriad of challenges? The answer…

The Risk Associated with Bank Loans and Mitigating Them through Quantitative Models

The Risk Associated with Bank Loans and Mitigating Them through Quantitative Models

Banks in Ghana are going through tumultuous times. As anyone even tangentially involved in business knows, in August of 2017, the Bank of Ghana consolidated five banks facing liquidity issues; Sovereign Bank, Royal Bank, The Beige Bank, Construction Bank and Unibank into one bank, creatively named Consolidated Bank. The changes underfoot are not over.