Data Analytics

The Risk Associated with Bank Loans and Mitigating Them through Quantitative Models

The Risk Associated with Bank Loans and Mitigating Them through Quantitative Models

Banks in Ghana are going through tumultuous times. As anyone even tangentially involved in business knows, in August of 2017, the Bank of Ghana consolidated five banks facing liquidity issues; Sovereign Bank, Royal Bank, The Beige Bank, Construction Bank and Unibank into one bank, creatively named Consolidated Bank. The changes underfoot are not over.